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wp.org search vs our merit ranking: “amortization”

wp.org orders by popularity, so a plugin a host bundled onto millions of sites, or a big-brand one that's slow and mediocre, can sit at the top. Our ranking is built to answer a different question: which of these is actually worth installing. How this works →

For “amortization”, we agree with wp.org on the top plugin, and our order differs from theirs on 4 of the top 20. 2 plugins are pushed down for signals wp.org ignores: errors, a host-installed base, or removal risk.

wp.org search ranks on

Install count (uncapped), the raw star average, freshness, and support. Popularity dominates, so the biggest install base usually wins regardless of how it got there.

We add

A cap on the install boost, volume-weighted ratings, and signals wp.org can't see: whether it throws errors on current PHP, whether the install base is organic or host-pushed, and its risk of being pulled.

Ranked above its merit

Smart Forms & Calculators By Embed Sheets shows at wp.org #15 but places #19 on merit, a gap of 4 places. Its 100+ installs carry it up the search order; its 5.0★ average from 1 reviews, plus freshness and upkeep, place it lower on our volume-weighted scale.

merit plugin wp.org
1 Responsive Mortgage Calculator 7K+ · 4.4★ (21) wp.org #1 2 Calculated Fields Form – AI Form Builder for WordPress – Contact, Payment, Quote, Quiz & More 40K+ · 4.9★ (973) wp.org #4 ↓1 2 too low 3 Mortgage Calculator 4K+ · 5.0★ (8) wp.org #2 ↑18 1 too high 4 Quick Interest Slider 1K+ · 4.6★ (13) wp.org #3 ↓1 1 too high 5 Loan Calculator WP 2K+ · 5.0★ (24) wp.org #6 ↓2 1 too low 6 Mortgage Calculator 1K+ · 3.9★ (13) wp.org #7 1 too low 7 Simple Mortgage Calculator 1K+ · 5.0★ (4) wp.org #5 2 too high 8 Ultimate Loan & Mortgage Calculator 100+ · 5.0★ (4) wp.org #10 ↓4 2 too low 9 AC’s Loan Calculator 400+ · 3.7★ (3) wp.org #8 ↑2 1 too high 10 WPrequal 80+ · 4.3★ (4) wp.org #14 ↓5 4 too low 11 Smart Loan Calculator 100+ · 5.0★ (1) wp.org #9 ↓4 2 too high 12 AC’s Mortgage Calculator 300+ · 5.0★ (1) wp.org #12 13 EH Mortgage Calculator – Loan & Amortization Calculator 10+ · 0.0★ (0) wp.org #16 ↓5 3 too low 14 Home Affordability Calculator 80+ · 0.0★ (0) wp.org #11 ↓4 3 too high 15 AC’s Auto Loan Calculator 100+ · 5.0★ (1) wp.org #13 2 too high 16 Smart Mortgage Calculator — · 0.0★ (0) wp.org #17 1 too low 17 Amortexa Mortgage Calculator — · 0.0★ (0) wp.org #18 ↓4 1 too low 18 M Mapletools Canadian Mortgage Calculators — · 0.0★ (0) wp.org #19 1 too low 19 Smart Forms & Calculators By Embed Sheets 100+ · 5.0★ (1) wp.org #15 ↓7 4 too high 20 FinEngine Calculator — · 0.0★ (0) wp.org #20 ↓5 21 XeVN Loan Schedule Calculator — · 0.0★ (0) wp.org #21 ↓4 22 AmitDholiya Loan Calculator — · 0.0★ (0) wp.org #22 ↓6 23 MortgageCalculator.me Widget — · 0.0★ (0) wp.org #23 24 Ultimate Business Dashboard — · 0.0★ (0) wp.org #24 ↓6

Merit ranking caps the install boost at 1M (wp.org leaves it uncapped), replaces the raw star average with a volume-weighted Bayesian score and a Wilson lower bound, and keeps wp.org's own freshness and compatibility decays. Method from the plugin-directory source; see Meta Trac #8298. Positions are tracked daily from the first visit to a keyword, so the small arrows show movement since tracking began.