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wp.org search vs our merit ranking: “financing”

wp.org orders by popularity, so a plugin a host bundled onto millions of sites, or a big-brand one that's slow and mediocre, can sit at the top. Our ranking is built to answer a different question: which of these is actually worth installing. How this works →

For “financing”, we agree with wp.org on the top plugin, and our order differs from theirs on 13 of the top 20. 9 plugins are pushed down for signals wp.org ignores: errors, a host-installed base, or removal risk.

wp.org search ranks on

Install count (uncapped), the raw star average, freshness, and support. Popularity dominates, so the biggest install base usually wins regardless of how it got there.

We add

A cap on the install boost, volume-weighted ratings, and signals wp.org can't see: whether it throws errors on current PHP, whether the install base is organic or host-pushed, and its risk of being pulled.

Ranked above its merit

Tabby Checkout shows at wp.org #13 but places #21 on merit, a gap of 8 places. Its 4K+ installs carry it up the search order; its 5.0★ average from 1 reviews, plus freshness and upkeep, place it lower on our volume-weighted scale.

Buried gem

WPBot – AI ChatBot for Live Support, Lead Generation, WordPress Automation, AI Services places #6 on merit, 4.7★ from 124 reviews, but shows at wp.org #16. A smaller install base keeps it further down the default search order than its quality signals alone would.

merit plugin wp.org
1 Montonio for WooCommerce 10K+ · 5.0★ (8) wp.org #1 2 Kustom Checkout for WooCommerce 10K+ · 3.5★ (15) wp.org #2 3 Product Tabs for WooCommerce 10K+ · 4.7★ (69) wp.org #7 ↓1 4 too low 4 Mollie Payments for WooCommerce 100K+ · 3.6★ (69) wp.org #5 ↑3 1 too low 5 Motors – Car Dealership & Classified Listings Plugin 9K+ · 4.5★ (79) wp.org #12 ↑1 7 too low 6 WPBot – AI ChatBot for Live Support, Lead Generation, WordPress Automation, AI Services 5K+ · 4.7★ (124) wp.org #16 ↑1 10 too low 7 Klarna for WooCommerce 20K+ · 2.3★ (20) wp.org #3 4 too high 8 Additional Terms Lite for WooCommerce 2K+ · 3.6★ (16) wp.org #18 10 too low 9 seQura 1K+ · 5.0★ (2) wp.org #4 5 too high 10 Tilopay 2K+ · 4.3★ (4) wp.org #10 11 Modena Payment Gateway 200+ · 5.0★ (2) wp.org #15 ↓4 4 too low 12 F Fusion Pay by tbi bank 1K+ · 0.0★ (0) wp.org #11 ↑1 1 too high 13 Aplazame 500+ · 5.0★ (1) wp.org #6 ↓1 7 too high 14 Synchrony Financing 80+ · 0.0★ (0) wp.org #8 ↓1 6 too high 15 FunnelKit Payment Gateway with PayPal for WooCommerce 200+ · 5.0★ (2) wp.org #14 ↑1 1 too high 16 Consumer Financing by ChargeAfter 30+ · 0.0★ (0) wp.org #9 7 too high 17 Acima Leasing Payment Gateway 80+ · 4.0★ (1) wp.org #17 ↓1 18 Credova Financial 100+ · 0.0★ (0) wp.org #21 3 too low 19 payever Checkout – Composable Payment Gateway 800+ · 0.0★ (0) wp.org #22 3 too low 20 PayTomorrow 60+ · 0.0★ (0) wp.org #24 4 too low 21 Tabby Checkout 4K+ · 5.0★ (1) wp.org #13 ↑1 8 too high 22 WooCommerce Gateway Affirm 6K+ · 0.0★ (0) wp.org #19 ↑1 3 too high 23 Home Affordability Calculator 80+ · 0.0★ (0) wp.org #23 24 Cetelem Payment Gateway 40+ · 5.0★ (1) wp.org #20 ↓1 4 too high

Merit ranking caps the install boost at 1M (wp.org leaves it uncapped), replaces the raw star average with a volume-weighted Bayesian score and a Wilson lower bound, and keeps wp.org's own freshness and compatibility decays. Method from the plugin-directory source; see Meta Trac #8298. Positions are tracked daily from the first visit to a keyword, so the small arrows show movement since tracking began.