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wp.org search vs our merit ranking: “lender”

wp.org orders by popularity, so a plugin a host bundled onto millions of sites, or a big-brand one that's slow and mediocre, can sit at the top. Our ranking is built to answer a different question: which of these is actually worth installing. How this works →

For “lender”, we agree with wp.org on the top plugin, and our order differs from theirs on 6 of the top 20. 5 plugins are pushed down for signals wp.org ignores: errors, a host-installed base, or removal risk.

wp.org search ranks on

Install count (uncapped), the raw star average, freshness, and support. Popularity dominates, so the biggest install base usually wins regardless of how it got there.

We add

A cap on the install boost, volume-weighted ratings, and signals wp.org can't see: whether it throws errors on current PHP, whether the install base is organic or host-pushed, and its risk of being pulled.

Ranked above its merit

Credit Key Payment Gateway shows at wp.org #10 but places #19 on merit, a gap of 9 places. Its 10+ installs carry it up the search order; its 5.0★ average from 1 reviews, plus freshness and upkeep, place it lower on our volume-weighted scale.

merit plugin wp.org
1 Responsive Mortgage Calculator 7K+ · 4.4★ (21) wp.org #1 2 Financial Calculator 400+ · 3.8★ (4) wp.org #2 3 WPrequal 80+ · 4.3★ (4) wp.org #6 3 too low 4 Loan Calculator 400+ · 5.0★ (1) wp.org #4 5 EMI Calculator 600+ · 5.0★ (1) wp.org #3 2 too high 6 Smart Forms & Calculators By Embed Sheets 100+ · 5.0★ (1) wp.org #5 1 too high 7 Easy Zillow Reviews 60+ · 0.0★ (0) wp.org #7 8 Turnkey Lender – Pay Over Time — · 0.0★ (0) wp.org #8 9 Lenderd Mortgage Application — · 0.0★ (0) wp.org #13 ↓1 4 too low 10 Consumer Financing by ChargeAfter 30+ · 0.0★ (0) wp.org #9 1 too high 11 EH Mortgage Calculator – Loan & Amortization Calculator 10+ · 0.0★ (0) wp.org #14 ↓1 3 too low 12 Consumer Financing by FinHero — · 0.0★ (0) wp.org #15 ↓1 3 too low 13 Linusite Loan Application Manager — · 5.0★ (1) wp.org #12 ↓1 1 too high 14 KuLoan Ledger — · 0.0★ (0) wp.org #16 ↓1 2 too low 15 Jifiti Buy Now Pay Later 20+ · 0.0★ (0) wp.org #11 ↓1 4 too high 16 Get Mortgage — By Rehani — · 0.0★ (0) wp.org #17 ↓1 1 too low 17 CalcuLoan – AI Guided Chat Loan Calculator for WordPress — · 0.0★ (0) wp.org #18 ↓1 1 too low 18 WeGetFinancing Payment Gateway — · 0.0★ (0) wp.org #19 ↓1 1 too low 19 Credit Key Payment Gateway 10+ · 5.0★ (1) wp.org #10 9 too high 20 Fiizy Pay Later Multi-lender Payment Gateway for WooCommerce — · 0.0★ (0) wp.org #20 ↓1 21 Amortexa Mortgage Calculator — · 0.0★ (0) wp.org #22 ↓1 1 too low 22 SC-Lending Widget — · 0.0★ (0) wp.org #21 ↓1 1 too high

Merit ranking caps the install boost at 1M (wp.org leaves it uncapped), replaces the raw star average with a volume-weighted Bayesian score and a Wilson lower bound, and keeps wp.org's own freshness and compatibility decays. Method from the plugin-directory source; see Meta Trac #8298. Positions are tracked daily from the first visit to a keyword, so the small arrows show movement since tracking began.