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wp.org search vs our merit ranking: “loan repayment”

wp.org orders by popularity, so a plugin a host bundled onto millions of sites, or a big-brand one that's slow and mediocre, can sit at the top. Our ranking is built to answer a different question: which of these is actually worth installing. How this works →

For “loan repayment”, we and wp.org disagree on the top plugin, and our order differs from theirs on 3 of the top 20.

wp.org search ranks on

Install count (uncapped), the raw star average, freshness, and support. Popularity dominates, so the biggest install base usually wins regardless of how it got there.

We add

A cap on the install boost, volume-weighted ratings, and signals wp.org can't see: whether the install base is organic or host-pushed, and its risk of being pulled.

Ranked above its merit

humm for WooCommerce shows at wp.org #16 but places #24 on merit, a gap of 8 places. Its 60+ installs carry it up the search order; its 3.0★ average from 2 reviews, plus freshness and upkeep, place it lower on our volume-weighted scale.

How this rank is calculated

Each plugin's merit score multiplies these inputs together: how recently it was updated, how current its "tested up to" WordPress version is, its install base (log scale, capped at 10 million), its support thread resolution rate, and a rating score. The rating score weights the star average by review volume against a sitewide prior, then scales it by the lower bound of the share of 4 and 5 star reviews. A plugin with 3.7 stars from tens of thousands of reviews can still outscore a 4.9 with a few dozen, because the small sample carries less certainty.

A health factor between 0.4 and 1.15 then adjusts that score for what wp.org's search can't see: PHP fatals or failed activations on a test install, PHP and WordPress compatibility, memory and page-speed footprint, suspicious review patterns, closure risk, and a large install base with very few reviews. Clean, adopted plugins earn a small lift.

A keyword ranking starts from wp.org's search order for the term, weighting each position by 1 divided by its place, then applies the merit correction and health factor above. Relevance to the keyword stays in the result, so the order can differ from the all-categories list on /best, which scores plugins with no search term.

Hover a row to see the main reason for its position.

merit plugin wp.org
1 Loan Calculator WP 2K+ · 5.0★ (24) wp.org #2 1 too low 2 Quick Interest Slider 1K+ · 4.6★ (13) wp.org #6 ↑1 4 too low 3 Loan Comparison 300+ · 5.0★ (3) wp.org #3 4 Loan Calculator 400+ · 5.0★ (1) wp.org #1 3 too high 5 Financial Calculator 400+ · 3.8★ (4) wp.org #7 ↓2 2 too low 6 Smart Loan Calculator 100+ · 5.0★ (1) wp.org #4 2 too high 7 Smart Forms & Calculators By Embed Sheets 100+ · 5.0★ (1) wp.org #5 ↑1 2 too high 8 Home Affordability Calculator 80+ · 0.0★ (0) wp.org #10 ↓1 2 too low 9 EMI Calculator 600+ · 5.0★ (1) wp.org #8 1 too high 10 Comparisons 70+ · 0.0★ (0) wp.org #11 ↓1 1 too low 11 Linusite Loan Application Manager — · 5.0★ (1) wp.org #9 ↑7 2 too high 12 XeVN Loan Schedule Calculator — · 0.0★ (0) wp.org #12 ↓1 13 Inline Loan Calculator Lite — · 0.0★ (0) wp.org #14 ↓1 1 too low 14 AmitDholiya Loan Calculator — · 0.0★ (0) wp.org #15 1 too low 15 REES – Real Estate for Woo 60+ · 5.0★ (1) wp.org #13 ↓1 2 too high 16 Financial Product Comparison Tool 20+ · 0.0★ (0) wp.org #17 ↑1 1 too low 17 CalcuLoan – AI Guided Chat Loan Calculator for WordPress — · 0.0★ (0) wp.org #18 ↓1 1 too low 18 CalcStudio Calculators — · 0.0★ (0) wp.org #19 1 too low 19 Mietfux – Mietverwaltung für Vermieter — · 0.0★ (0) wp.org #20 1 too low 20 T Take Home Pay Calculator — · 0.0★ (0) wp.org #21 1 too low 21 N NZ PAYE Calculator — · 0.0★ (0) wp.org #22 ↓2 1 too low 22 Yangra Calculator — · 0.0★ (0) wp.org #23 1 too low 23 Iute 200+ · 0.0★ (0) wp.org #24 ↓2 1 too low 24 humm for WooCommerce 60+ · 3.0★ (2) wp.org #16 ↓2 8 too high

Merit ranking caps the install boost at 10M (wp.org leaves it uncapped), replaces the raw star average with a volume-weighted score and a Wilson lower bound, and keeps wp.org's own freshness and compatibility decays. Method from the plugin-directory source; see Meta Trac #8298. Positions are tracked daily from the first visit to a keyword, so the small arrows show movement since tracking began.