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wp.org search vs our merit ranking: “wordpress mortgage calculator”

wp.org orders by popularity, so a plugin a host bundled onto millions of sites, or a big-brand one that's slow and mediocre, can sit at the top. Our ranking is built to answer a different question: which of these is actually worth installing. How this works →

For “wordpress mortgage calculator”, we agree with wp.org on the top plugin, and our order differs from theirs on 13 of the top 20.

wp.org search ranks on

Install count (uncapped), the raw star average, freshness, and support. Popularity dominates, so the biggest install base usually wins regardless of how it got there.

We add

A cap on the install boost, volume-weighted ratings, and signals wp.org can't see: whether the install base is organic or host-pushed, and its risk of being pulled.

Ranked above its merit

Mortgage Rates shows at wp.org #7 but places #19 on merit, a gap of 12 places. Its 300+ installs carry it up the search order; its 4.0★ average from 2 reviews, plus freshness and upkeep, place it lower on our volume-weighted scale.

Buried gem

Stylish Cost Calculator – Quote Generator, Lead Gen & Price Estimator places #8 on merit, 4.8★ from 175 reviews, but shows at wp.org #22. A smaller install base keeps it further down the default search order than its quality signals alone would.

How this rank is calculated

Each plugin's merit score multiplies these inputs together: how recently it was updated, how current its "tested up to" WordPress version is, its install base (log scale, capped at 10 million), its support thread resolution rate, and a rating score. The rating score weights the star average by review volume against a sitewide prior, then scales it by the lower bound of the share of 4 and 5 star reviews. A plugin with 3.7 stars from tens of thousands of reviews can still outscore a 4.9 with a few dozen, because the small sample carries less certainty.

A health factor between 0.4 and 1.15 then adjusts that score for what wp.org's search can't see: PHP fatals or failed activations on a test install, PHP and WordPress compatibility, memory and page-speed footprint, suspicious review patterns, closure risk, and a large install base with very few reviews. Clean, adopted plugins earn a small lift.

A keyword ranking starts from wp.org's search order for the term, weighting each position by 1 divided by its place, then applies the merit correction and health factor above. Relevance to the keyword stays in the result, so the order can differ from the all-categories list on /best, which scores plugins with no search term.

Hover a row to see the main reason for its position.

merit plugin wp.org
1 Mortgage Calculator 4K+ · 5.0★ (8) wp.org #1 2 Responsive Mortgage Calculator 7K+ · 4.4★ (21) wp.org #2 3 Formidable Forms – Contact Form, Survey, Quiz, Payment, Calculator Form & Custom Form Builder 300K+ · 4.8★ (1,388) wp.org #11 ↓4 wp.org ranks it 8 places below merit 4 Mortgage Calculator 1K+ · 3.9★ (13) wp.org #4 5 Mortgage Calculators WP 3K+ · 4.7★ (10) wp.org #5 ↓1 6 Simple Mortgage Calculator 1K+ · 5.0★ (4) wp.org #3 wp.org ranks it 3 places above merit 7 Fluent Forms – Customizable Contact Forms, Survey, Quiz, & Conversational Form Builder 800K+ · 4.8★ (808) wp.org #20 ↓7 wp.org ranks it 13 places below merit 8 Stylish Cost Calculator – Quote Generator, Lead Gen & Price Estimator 1K+ · 4.8★ (175) wp.org #22 ↓7 wp.org ranks it 14 places below merit 9 Loan Calculator WP 2K+ · 5.0★ (24) wp.org #14 ↓4 wp.org ranks it 5 places below merit 10 Calculator Builder – Create an Online Calculator 1K+ · 4.7★ (18) wp.org #15 ↓4 wp.org ranks it 5 places below merit 11 PVB Contact Form 7 Calculator 600+ · 5.0★ (10) wp.org #21 ↓7 wp.org ranks it 10 places below merit 12 Ultimate Loan & Mortgage Calculator 100+ · 5.0★ (4) wp.org #13 ↓4 wp.org ranks it 1 place below merit 13 BMI Adult & Kid Calculator 700+ · 5.0★ (2) wp.org #9 ↓3 wp.org ranks it 4 places above merit 14 Financial Calculator 400+ · 3.8★ (4) wp.org #16 wp.org ranks it 2 places below merit 15 AC’s Mortgage Calculator 300+ · 5.0★ (1) wp.org #6 ↑10 wp.org ranks it 9 places above merit 16 Ovulation Calculator 200+ · 4.0★ (4) wp.org #17 wp.org ranks it 1 place below merit 17 EMI Calculator 600+ · 5.0★ (1) wp.org #8 wp.org ranks it 9 places above merit 18 Loan Calculator 400+ · 5.0★ (1) wp.org #10 wp.org ranks it 8 places above merit 19 Mortgage Rates 300+ · 4.0★ (2) wp.org #7 ↓2 wp.org ranks it 12 places above merit 20 CC Canadian Mortgage Calculator 100+ · 5.0★ (1) wp.org #12 ↓4 wp.org ranks it 8 places above merit 21 Property Hive Mortgage Calculator 800+ · 0.0★ (0) wp.org #18 wp.org ranks it 3 places above merit 22 AC’s Loan Calculator 400+ · 3.7★ (3) wp.org #24 wp.org ranks it 2 places below merit 23 Custom Icons for Elementor and WPBakery 10K+ · 5.0★ (1) wp.org #23 24 CC Mortgage Calculator 80+ · 3.0★ (2) wp.org #19 ↓7 wp.org ranks it 5 places above merit

Merit ranking caps the install boost at 10M (wp.org leaves it uncapped), replaces the raw star average with a volume-weighted score and a Wilson lower bound, and keeps wp.org's own freshness and compatibility decays. Method from the plugin-directory source; see Meta Trac #8298. Positions are tracked daily from the first visit to a keyword, so the small arrows show movement since tracking began.